DAILY BANKING
AND FINANCING SOLUTIONS
As a priority banking service, we continuously develop products and services that make it easier and more rewarding for you when you bank with us.

Home Financing

If you are looking to buy a dream home for your family, we have the ideal package for you. With KPR X-Tra Dinamis, you can make use of the extra funds available in your savings account to lower your installment and shorten your tenure. In addition, you will enjoy the various benefits offered by KPR X-Tra Dinamis:

  • Competitive rate.
  • Affordable downpayment.
  • Long tenure.
  • Instant approval.

Furthermore, your Relationship Manager can also assist you in owning a property in Singapore or Malaysia by referring you to our counterparts in the respective countries.

  • Enjoy competitive rates and long tenures to maximise your investment returns.
  • Invest in property by reputable developers.
  • Optimise your rental yield through selected properties.

Car Financing

As a CIMB Preferred member, you deserve an easy and convenient way to finance your dream car. Our KPM Smart Luxury plan offers you a flexible repayment based on your preference, as well as flexibility in principal repayment so you can have more benefit from your credit facility.

Personal Financing

There are times when you need funds immediately to secure an opportunity, fulfill a need in your lifestyle or maybe just to handle life's little twists and turns. With X-Tra Dana CIMB Niaga, you can get multipurpose cash loans for any personal needs: your dream vacation, home renovation, marriage or education.

  • Easy access to product: Apply for X-Tra Dana in any CIMB Niaga branches.
  • We value your relationship with CIMB Niaga: Loan offering based on your existing relationship with CIMB Niaga.
  • Special rate for Preferred customer.
  • Simple requirements and fast processing time.

Daily Banking

Our daily banking products and services are designed to provide you with higher rewards and better convenience, regardless of whether you are performing a transaction at the branch or signing up for a CIMB Niaga credit card.

  • Exclusive preferential rates for deposit products and more.
  • Queue-less banking at all CIMB Preferred centres.
  • Free clearing and RTGS.
  • Consolidated monthly statements that give you a single view of your holdings.
  • Simplified applications for waived-for-life CIMB Niaga Platinum MasterCard.
  • Reduced rental fees for save deposit boxes.
Recommended solutions Core benefits
CIMB Preferred Account

What is it?
This solution is a Saving Account that is exclusive to CIMB Preferred members.
  • Convenience of getting FREE Withdrawal Fee in access your money through ATM Bersama, ATM Prima, ATM CIMB Bank, MEPS & MasterCard / Cirrus.
  • More profitable of getting FREE Administration Fee, FREE Recognition Card Fee, FREE Fall Below Fee, FREE Closing Fee.
  • Ease of getting FREE Transfer Fee everywhere & anywhere via CIMB Clicks, Go Mobile & Preferred Phone Banking 1500 800.
  • Manageable cash flow with Sweep Arrangement facility.
  • Last updated transaction with SMS Notification.
  • Available in IDR & Foreign Currency.
  • Discretion of getting higher limit on Recognition Card daily transaction.
  • More valuable of getting Competitive Interest Rate.
Go Mobile

What is Go Mobile?
It is a banking in your hand, accessible 24 hours everyday from wherever you are. Go Mobile is accessible from any mobile platforms - iPhone, Blackberry, Android, Java and SMS menu. Convenient yet secured, as you are protected with mBanking PIN and passcode for your ease of mind.

Save time with Go Mobile so you can do more of other things because Go Mobile allows you to:

  • Check your account balance and last 10 transactions of all your CIMB Niaga accounts.
  • Do bill payments (all credit cards, loan, insurance, etc).
  • Purchase of mobile phone prepaid reload airtime.
  • Do online transfer to any bank account in Indonesia.
  • Manage your account profile: change mBanking PIN, default account setting, create favourite transfer list, etc.
  • Locate nearest ATM and CIMB Niaga branch.
CIMB Clicks

What is CIMB Clicks?
An internet banking that allows you to take control of your banking needs without having to come to our branch. And you are protected all the way with password and mPIN.

 

 
Register at www.cimbclicks.co.id to start taking control today!

Why come to the branch when you can do all these at your own convenience from anywhere you are:

  • Check your account balance and view up to 6 months of your transaction history.
  • Perform online fund transfer to any bank accounts in Indonesia.
  • Perform overseas transfer.
  • Pay your bills: all credit cards in Indonesia, insurance, electricity, internet, telephone, etc.
  • Purchase mobile phone prepaid reload airtime.
  • Obtain foreign exchange and interest rates information.
  • Online account opening (savings and time deposits).
  • Credit card application.
Preferred Phone Banking 1500 800

What is it?
More than your personal Relationship Manager, our Preferred Phone Banking officers are accessible 24/7 from anywhere around the world when you dial (+6221) 1500 800. Ready to assist you with your banking needs.

These services are only a phone call away when you need them:

 
  • Overseas and domestic funds transfer.
  • Prepaid reload purchase (mobile phones).
  • Bill payments (all credit cards, loans and more).
  • Account information and balance checking. 

Terms and conditions apply to all products and services.
Allow us to assist you
(+62-21) 1500 800