BUILDING AN
INVESTMENT PORTFOLIO

The best decisions are informed decisions

Your advantage as a CIMB Preferred member lies in your exclusive access to financial advice, a Relationship Manager who understands your investment portfolio, and the diverse investment products that you can choose from to fit your unique goals and risk preference.

Know which investments are best suited to you

Your Relationship Manager can help you determine if you are an aggressive, balanced or conservative investor and recommend products that are ideal for you.

Know where your money is now

Your Relationship Manager can help you diversify your investments and assets by periodically reviewing your portfolio and offering you advice based on dynamic asset allocation methodologies.

Know the world around you

Receive regular market updates and get access to the views of industry experts to help you keep up with the ever-changing financial landscape. Find out more about our financial advisory capabilities here.

Solutions for your needs

Recommended solutionsCore benefits
Market Linked Deposit
  • Offers you 100% capital guaranteed if your investment is held to maturity.
  • Gives you potentially higher returns than traditional deposits.
  • Allows you to enjoy zero sales charge.
Strike Currency

What is it?
This solution lets you invest in two major currencies of your choice, excluding IDR.
  • Gives you potentially higher returns than traditional deposits.
  • Offers you short tenures investment from as low as one week and up to six months.
  • Allows you to enjoy zero sales charge.
Bond
  • Provides fixed scheduled coupon payment until maturity.
  • Offers you full principal amount protection (repaid at maturity).
Mutual Fund
  • Offers a wide range of affordable and flexible investment options.
Asuransi X-TRA Choice

What is it?
It is a single premium unit link product for your financial freedom.
  • Freedom to choose your sum insured with your chosen basic premium.
  • Freedom to choose your investment strategy according to your risk profile.
  • Freedom to top up your investment fund.
  • Freedom to decide your investment period and investment fund type.
  • Freedom to decide when to withdraw/use your fund value.
Asuransi X-TRA Premier Investa

What is it?
It is a single premium unit link product - innovation for your maximum investment return.
 
  • Uses High Watermark* concept to protect your investment fund value through locking the highest unit price during observation period, with innovative fund type; CSL Link Premier
  • Provide you with a chance to top up your investment fund and use/withdraw your fund value accordingly to your needs.
  • Application without health requirements.
*High Watermark is the highest unit price during observation period.
Asuransi X-TRA Optima

What is it?
It is a single premium unit link product for optimum investment and maximum protection.
 
  • Freedom to choose your basic premium.
  • Freedom to choose your investment strategy according to your risk profile.
  • Freedom to top up your investment value.
  • Freedom to decide when to withdraw/use your fund value.
  • Provides you with higher return of investment with a lower administration fee.
CIMB Niaga Regular Investment Saving Plan (CRISP)

What is it?
An auto-debet facility which provides flexibility to invest in mutual fund regularly.
 
  • Comes with monthly auto-debet facility to invest in open-end mutual fund.
  • Flexible time period.
  • Flexible in determining monthly investment amount.
Fortuna X-TRA
  • Fortuna X-TRA Protection Plan
  • Fortuna X-TRA Executive Plan
  • Fortuna X-TRA Investment Plan
  • Fortuna X-TRA Classic Plan

What is it?
A front-end loaded insurance product with regular premium which gives full protection and also investment benefit

Provides you with:
  • Full protection.
  • Life time coverage.
  • No lapse guarantee for first 3 years.
  • Optimal investment.
  • Free insurance and administrative fees for the first year.
  • Flexible.
Fortuna X-TRA Plus

What is it?
An unit link with regular premium which gives full protection and also investment benefits.
  
Provides you with:
  • Optimal investment.
  • Flexible.
  • Added insurance.
  • Full benefit.
Explore more financial solutions with our Daily Banking and Financing Solutions and Regional Banking Solutions.

Speak to us about how we can help you

For assistance, please contact your Relationship Manager, call our CIMB Preferred Call Centre, visit us at a branch nearest to you, or write to us to schedule an appointment.

Foreigners who wish to purchase investment products by CIMB Niaga must possess an Indonesian PR (KITAS). Other Terms and Conditions apply to all products and services.

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