PLANNING FOR
YOUR RETIREMENT
As the cost of living and inflation increases, you may find that your savings, Fixed Deposits and pension funds from PT Jamsostek may not be able to sustain you and your dependents for long. Unfortunately, these are financial options that most retirees rely on after retirement.

Solutions for your needs

Recommended solutionsCore benefits
Bond
  • Provides fixed scheduled coupon payment until maturity.
  • Offers you full principal amount protection (repaid at maturity).
Mutual Fund
  • Offers a wide range of affordable and flexible investment options.
Asuransi X-TRA Choice

What is it?
It is a single premium unit link product for your financial freedom.
  • Freedom to choose your sum insured with your chosen basic premium.
  • Freedom to choose your investment strategy according to your risk profile.
  • Freedom to top up your investment fund.
  • Freedom to decide your investment period and investment fund type.
  • Freedom to decide when to withdraw/use your fund value.
Asuransi X-TRA Premier Investa

What is it?
It is a single premium unit link product - innovation for your maximum investment return.
  • Uses High Watermark* concept: to protect your investment fund value through locking the highest unit price during observation period, with innovative fund type; CSL Link Premier.
  • Provide you with a chance to top up your investment fund and use/withdraw your fund value accordingly to your needs.
  • Application without health requirements.
*High Watermark is the highest unit price during observation period
Asuransi X-TRA Optima

What is it?
It is a single premium unit link product for optimum investment and maximum protection.
  • Freedom to choose your basic premium.
  • Freedom to choose your investment strategy according to your risk profile.
  • Freedom to top up your investment value.
  • Freedom to decide when to withdraw/use your fund value.
  • Provides you with higher return of investment with a lower administration fee.
Fortuna X-TRA
  • Fortuna X-TRA Protection Plan
  • Fortuna X-TRA Executive Plan
  • Fortuna X-TRA Investment Plan
  • Fortuna X-TRA Classic Plan
What is it?
A front-end loaded insurance product with regular premium which gives full protection and also investment benefit.
Provides you with:
  • Full protection.
  • Life time coverage.
  • No lapse guarantee for first three years.
  • Optimal investment.
  • Free insurance and administrative fee for the first year.
  • Flexible.
Fortuna X-TRA Plus

What is it?
An unit link with regular premium which gives full protection and also investment benefit.
Provides you with:
  • Optimal investment.
  • Flexible.
  • Added insurance.
  • Full benefit.

Explore more financial solutions with our Daily Banking and Financing Solutions and Regional Banking Solutions.

Speak to us about how we can help you

For assistance, please contact your Relationship Manager, call our Preferred Phone Banking, visit us at a branch nearest to you, or write to us to schedule an appointment.

Foreigners who wish to purchase investment products by CIMB Niaga must possess an Indonesian PR (KITAS). Other Terms and Conditions apply to all products and services.

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