DAILY BANKING
AND FINANCING SOLUTIONS
As a priority banking service, we continuously develop products and services that make it easier and more rewarding for you when you bank with us.

Daily Banking

      *Note: Current Account-i for Preferred hibah or rewards are determined at the sole discretion of the bank *Note: Current Account-i for Preferred hibah or rewards are determined at the sole discretion of the bank *Note: Current Account-i for Preferred hibah or rewards are determined at the sole discretion of the bank *Note: Current Account-i for Preferred hibah or rewards are determined at the sole discretion of the bank Our daily banking products and services are designed to provide you with higher rewards and more convenience, regardless of whether you are performing a transaction at the branch or signing up for a CIMB Bank credit card.

  • Exclusive preferential rates for deposit products, remittances and more
  • Queue-less banking at all CIMB Preferred centres and CIMB Bank branches
  • Complimentary SMS notifications for banking transactions such as cheque deposits
  • Consolidated monthly statements that give you a single view of your holdings
  • Simplified applications for waived-for-life CIMB Bank premier credit cards
  • Reduced rental fees for safe deposit boxes
  • Enjoy the convenience of online banking with CIMB Clicks. CIMB Clicks allows you to view your account balances, apply for loans and financing, transfer funds, pay bills, place fixed deposits and more. Log on to www.cimbclicks.com.my and enjoy all the advantages of online banking.

Solutions for your needs
Recommended solutions Core benefits
CIMB Preferred Account

What is it?
This solution is a Current Account that is exclusive to CIMB Preferred members
A specially designed current account, where returns on your credit balance are calculated daily and credited into your account monthly.
  • Gives you a higher daily ATM withdrawal limit of up to RM10,000
  • Unlimited cash withdrawal at CIMB Preferred centres nationwide
  • Free monthly statement of account
  • Internet banking facilities to conduct fund transfers, bill payments, account enquiries and other online services
  Balances Rate (%p.a.)
First RM20,000 0.00%
Next RM20,001 to RM100,000 1.80%
Above RM100,000 2.25%
Current Account-i for Preferred

What is it?
This solution is a Current Account that is Shariah Compliant, exclusively for CIMB Preferred members
  • Lets you enjoy a higher indicative rate of return up to 1.90% p.a on deposits balance of RM100,000 and above
  • Gives you a higher daily ATM withdrawal limit of up to RM10,000
  *Note: Current Account-i for Preferred hibah or rewards are determined at the sole discretion of the bank
CIMB Preferred Visa INFINITE credit card

CIMB Preferred Visa INFINITE credit card also doubles up as your CIMB Preferred Recognition Card

  • Lifetime annual fee waiver on your credit card
  • Complimentary access* of up to four (4) times per year to all Plaza Premium Lounges in Malaysia and unlimited access* to selected airport lounges in Indonesia, Singapore, Thailand and Cambodia
  • Instant recognition and priority services at CIMB Bank branches*
  • Gives you double bonus points when you spend overseas
  • Opens you up to fine dining, shopping and lifestyle privileges across the region

*Terms and conditions apply.


Personal Financing

Get access to additional funds quickly and conveniently from your Current Account when you need it – secured either by Fixed Deposits, Unit Trusts, structured products or properties.

  • Enjoy a high margin of financing
  • Benefit from a hassle-free application
  • Receive exclusive preferential rates

Home Financing

Whether you're buying a home for your family or refinancing your existing one, we have the ideal package for you. Choose between CIMB HomeLoan, if you prefer low initial repayments, or CIMB HomeFlexi, which allows you to deposit any amount at any time.

  • Enjoy a high margin of financing
  • Choose from various loan types to suit your downpayment and repayment preferences

Overseas Mortgage Financing

Whether to purchase new properties or looking to refinance your overseas property, the Overseas Mortgage Financing is now here to lend you a helping hand. You can now enjoy a hassle-free way of purchasing property overseas and meeting other overseas financing needs with our wide range of financing options.

With Overseas Mortgage Financing, you enjoy the convenience of purchasing a house in selected areas of London, Australia or Singapore with ease. This means you no longer have to worry about the hassle of applying for a home loan from an overseas bank.

Australia
Currency Type Malaysian Ringgit (MYR)
Loan Size (min) MYR300,000
Loan Tenor Up to 30 years or 70 years old, whichever is earlier
Margin of Finance Up to 70%
Property Location Sydney and Melbourne

Singapore
Currency Type Singapore Dollar (SGD)
Loan Size (min) SGD200,000
Loan Tenor Up to 35 years or 70 years old, whichever is earlier
Margin of Finance Up to 80%
Property Location Singapore

London
Currency Type British Pound (GBP) Malaysian Ringgit (MYR)
Loan Size (min) £200,000 MYR800,000
Loan Tenor Up to 25 years or 65 years old, whichever is earlier Up to 30 years or 70 years old, whichever is earlier
Margin of Finance Up to 80% Up to 80%
Property Location London Zone 1 & 2

Click here and here to view the latest Residential Research from Knigh Frank.

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Multi Collateral Financing

Secure the funds you need with CIMB Secured Overdraft Facility.

Whenever you require easy access to extra funds to manage unexpected expenses or to take advantage of investment opportunities, count on our CIMB Secured Overdraft Facility.

Exclusively for CIMB Preferred members, it lets you leverage your existing Fixed Deposits, Unit Trust and Principal Protected Structured Products as collateral - this means you are able to withdraw additional funds conveniently, without liquidating your assets.

What can you use CIMB Secured Overdraft Facility for?
  • Capitalise on investment opportunities
  • Education fees
  • Standby credit line
  • Unforeseen expenses
Take advantage of our CIMB Secured Overdraft Facility - sign up now and you'll have access to extra funds.

The value of OD limit is up to the value of the collateral, subject to the respective collateral's Margin of Finance.

The information on this website is intended to be general information only and should not be taken as containing any advice or recommendation nor should it be interpreted as an offer to sell, solicit an offer to purchase or subscribe for any investment, insurance plan or any other product(s). It does not take into account the specific investment objectives, financial situation or particular needs of any person. You are advised to read the specific product terms and conditions, and obtain your own independent legal and financial advice before making a commitment to purchase the product. All facts and figures are correct at time of publication. The Bank shall not be held liable, for any loss, costs, expenses, damages, claims, actions and/or proceedings of any kind whatsoever suffered by you or any other persons of whatsoever nature and howsoever caused, directly or indirectly, for any decisions made by you or any other persons on their finances, investments or anything whatsoever.

Terms and conditions apply to all products and services.
Allow us to assist you
1 300 885 300 (local)
+603 2295 6888 (overseas)


    
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