PLANNING FOR
YOUR RETIREMENT

But I have my EPF savings

The funds that you have accumulated in your EPF account throughout your working life can be beneficial as long as it’s part of a diversified investment mix in your portfolio. Depending on your EPF savings as your single source of personal income for your retirement can put you at disadvantage. 70% of the EPF members used up their EPF savings within 10 years. There is, after all, more than one way to build a nest egg for your retirement and generate different kinds of returns.
 
Even if you have an EPF account, securing an alternative source of personal income from savings and investments means you could retire comfortably – and yes, early too. Give your retirement planning an early start as your investments will have time and potential to grow. With the power of compounding interest, your money makes more money over the years.

Solutions for your needs

Recommended solutions Core benefits
Sun SaveAssured         

Ideal protection policy that lets you plan for your future, today.

  • Guaranteed 100% refund of total premium payable upon policy maturity
  • Guaranteed returns of up to 78% of premium payable
For more information, please click here
       
 Retail Bonds

Allows you to diversify your investment portfolio in the currency of your choice, which includes Malaysian Ringgit (MYR), Australian Dollar (AUD), US Dollar (USD), Singapore Dollar (SGD) and more. At the same time, you’ll receive a regular coupon payment in the denominated currency.

Unit Trusts

A convenient way to gain exposure into professionally managed investment opportunities ranging from local to regional or global markets, which can potentially bring you higher returns compared to traditional deposits

Private Retirement Scheme

What is it?
This solution is a voluntary scheme to boost your total retirement savings

CIMB-Principal PRS Plus and CIMB Islamic PRS Plus are private retirement schemes designed to provide choice of funds (with conventional and Shariah-compliant options), investment performance and expertise to help you increase your retirement savings to supplement your savings in Employees Provident Fund (EPF).

ASNB Variables Priced Funds

Open ended equity funds that aim to provide you with a reasonable dividend yield as well as capital appreciation through investments in Malaysian equities, fixed income securities and money market instruments. The funds are managed by Amanah Saham Nasional Berhad (ASNB), a wholly owned subsidiary of Permodalan Nasional Berhad (PNB).

Reverse Repo
 

A liquidity facility where you are able to purchase Foreign Currency Denominated Bonds with lower capital outlay. Through this facility, you have the opportunity to reap a potentially higher yield compared to a straight forward bond purchase.


Explore more financial solutions in our Daily Banking and Financing Solutions and Regional Banking Solutions.

For a complete overview on planning ahead with CIMB Preferred, download our Retirement Booklet.

Speak to us about how we can help you

For assistance, please contact your Relationship Manager, call our CIMB Preferred Call Centre, visit us at a branch nearest to you, or write to us to schedule an appointment.

*Source: The Nielsen Global Aging Report (Q3 2010)
**Source: CIMB-Principal Asset Management


The information on this website is intended to be general information only and should not be taken as containing any advice or recommendation nor should it be interpreted as an offer to sell, solicit an offer to purchase or subscribe for any investment, insurance plan or any other product(s). It does not take into account the specific investment objectives, financial situation or particular needs of any person. You are advised to read the specific product terms and conditions, and obtain your own independent legal and financial advice before making a commitment to purchase the product. All facts and figures are correct at time of publication. The Bank shall not be held liable, for any loss, costs, expenses, damages, claims, actions and/or proceedings of any kind whatsoever suffered by you or any other persons of whatsoever nature and howsoever caused, directly or indirectly, for any decisions made by you or any other persons on their finances, investments or anything whatsoever.

Terms and conditions apply to all products and services.

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