FINANCING YOUR
CHILD'S EDUCATION
With growing inflation and fluctuating exchange rates, you may find it increasingly tougher to fund your child’s overseas tertiary education.

The longer you wait to fund your child’s education, the more it will cost you. And that could also affect your retirement fund that you may have set aside. When it comes to your child’s education, it pays to plan early.

Preparing for your child’s education

Choose an investment strategy that will give you capital growth and income yield over the long term, as well as diversify your portfolio to spread the investment risks. As your child grows older, you may consider a more conservative asset mix.

More importantly, review and restructure your plan with your Relationship Manager on a regular basis to ensure that the rate of your investment growth is moving in tandem with the increasing cost of education.

Solutions for your needs

Recommended solutions Core benefits
Dual Currency Investment

Invest in major currencies of your choice.
  • Extensive range of currency pairs to invest in
  • Potentially higher returns than local currency Fixed Deposits
  • Tenures from as short as one week
  • Zero sales charge and management fees
TM KidStart

A participating endowment plan ensuring sufficient funds are available to meet the increasing costs of educating your children.
  • Savings Plan for your child’s education
  • 3 guaranteed EduFund payouts for your child's education fees
  • Lump sum graduation benefit to give your child a head-start
  • Life Cover and Total and Permanent Disability (TPD) benefits are provided for your child for the duration of the policy
Structured Deposits

A combination of a deposit and an investment product where returns are usually dependent on the performance of underlying financial instruments
  • 100% capital guarantee if held to maturity
  • Potentially higher returns than Fixed Deposits
  • Zero front-end fees and charges
Unit Trusts

A pool of funds which will be invested in securities managed by professional fund managers
  • Portfolio diversification
  • Access to global markets
  • Affordable and flexible investment options
  • Daily redemption based on daily market valuation

Speak to us about how we can help you

For assistance, please contact your Relationship Manager, call our CIMB Preferred At-Your-Service, visit us at a branch nearest to you, or write to us to schedule an appointment.

Explore more financial solutions in our Daily Banking and Financing Solutions and Regional Banking Solutions pages.

The information on this website is intended for general circulation and should not be interpreted as an offer to sell, solicit an offer to purchase or subscribe for any investment or insurance plan. It does not take into account the specific investment objectives, financial situation or particular needs of any person. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.
Terms and conditions apply to all products and services


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