1 300 885 300 (local)
+603 2295 6888 (overseas)
BUILDING AN
INVESTMENT PORTFOLIO
INVESTMENT PORTFOLIO
Financial Solutions
The best decisions are informed decisions
Your advantage as a CIMB Preferred member lies in your exclusive access to financial advice, a Relationship Manager who understands your investment portfolio, and the diverse investment products that you can choose from to fit your unique goals and risk preference.Know which investments are best suited for you
Your Relationship Manager can help you determine if you are an aggressive, balanced or conservative investor and recommend the products that suit you best.Know where your money is now
Your Relationship Manager can help you diversify your investments and assets by periodically reviewing your portfolio and offering you sound advice based on dynamic asset allocation methodologies.
Protect your wealth and assets
As you build wealth, it’s important to have a plan in place to protect what you’ve saved. Your plan should include the following:
Protect your wealth and assets
As you build wealth, it’s important to have a plan in place to protect what you’ve saved. Your plan should include the following:
- Emergency fund
At this stage, you should have enough cash to cover at least six months of expenses without having to tap into retirement savings, or investments that are subject to market fluctuation.
- Insurance
Regularly review your health, homeowners, and auto insurance policies so that you have the adequate coverage to protect your family and your retirement savings in case of the unexpected. Consider life insurance to protect those who rely upon your income.
- Estate planning
Having a current will is a critical first step in the estate planning process. Make sure that you have a financial plan in place to provide for your loved ones.
- Beneficiaries
As important as having a will, designating beneficiaries ensures that each of your assets are inherited according to your wishes.
Know the world around you
Receive regular market updates and get access to the views of industry experts to help you keep up with the ever-changing financial landscape. Find out more about our financial advisory capabilities here.Solutions for your needs
Recommended solutions |
Core benefits |
|
Unit Trust |
A convenient way of gaining exposure into professionally managed investment opportunities ranging from local to regional or global markets, which can potentially bring you higher returns compared to traditional deposits. |
| ASNB Variables Priced Funds | Open ended equity funds that aim to provide you with a reasonable dividend yield as well as capital appreciation through investments in Malaysian equities, fixed income securities and money market instruments. The funds are managed by Amanah Saham Nasional Berhad (ASNB), a wholly owned subsidiary of Permodalan Nasional Berhad (PNB). |
|
Retail Bonds |
A way diversify your investment portfolio in the currency of your choice, which includes Malaysian Ringgit (MYR), Australian Dollar (AUD), US Dollar (USD), Singapore Dollar (SGD) and more. At the same time, you’ll receive a regular coupon payment in the denominated currency. |
|
Dual Currency Investments What is it? This solution lets you invest in two major currencies of your choice Click here to view the product disclaimer |
Gives you an opportunity to earn potentially higher returns, depending on the performance of the currency pairing. Upon maturity of the investment, you will receive the principal plus interest earned in either your investment currency or your alternate currency at the pre-agreed conversion rate. |
|
Gold Investment Account What is it? This solution lets you buy and sell 99.9% pure gold via a passbook account Click here to view the product disclaimer |
|
| Structured Products |
Allows you to access a wider range of markets and payout structures. Our Structured Investments cover various underlying classes, including:
|
| Non-Principal Protected Autocallable Equity Linked Structured Product |
|
| Repurchase Transactions (Reverse Repo) | A liquidity facility where you are able to purchase Foreign Currency Denominated Bonds with lower capital outlay. Through this facility, you have the opportunity to reap a potentially higher yield compared to a straight forward bond purchase. |
|
Share Margin Financing What is it? This solution offers a wide range of investment facilities for individual and corporate for trading of shares on Bursa Saham*. Our flagship Share Margin Financing facility enables you to unlock the value of your collateral and maximize your investment potential. *Acceptable Counter – Main Market & Ace Market |
|
| Multi Collateral Financing | Allows you to leverage your existing fixed deposit and/or investments as collateral for your personal consumption or further investments. Enjoy the full flexibility of redeeming or pledging your investments as collateral up to your credit limit. Interest is charged only on the amount utilised. |
For more information, please contact your Private Wealth Specialist or call our CIMB Preferred Call Centre at 1300 885 300.
Explore more financial solutions in our Daily Banking and Financing Solutions and Regional Banking Solutions.
Speak to us about how we can help youFor assistance, please contact your Relationship Manager, call our CIMB Preferred Call Centre, visit us at a branch nearest to you, or write to us to schedule an appointment. |
The information on this website is intended to be general information only and should not be taken as containing any advice or recommendation nor should it be interpreted as an offer to sell, solicit an offer to purchase or subscribe for any investment, insurance plan or any other product(s). It does not take into account the specific investment objectives, financial situation or particular needs of any person. You are advised to read the specific product terms and conditions, and obtain your own independent legal and financial advice before making a commitment to purchase the product. All facts and figures are correct at time of publication. The Bank shall not be held liable, for any loss, costs, expenses, damages, claims, actions and/or proceedings of any kind whatsoever suffered by you or any other persons of whatsoever nature and howsoever caused, directly or indirectly, for any decisions made by you or any other persons on their finances, investments or anything whatsoever.
Terms and conditions apply to all products and services.
Top
|
|
||||||
